Target Market Determination Documents


We as a financial product provider, required to present Target Market Determination Documents under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act (Cth) 2019.

This Target Market Determination (TMD) document is not intended to provide financial advice. Please refer to our Terms and Conditions and Credit Guide before deciding product suitability. Our product terms and conditions will be provided to you upon request.

This (TMD) aims to provide an understanding of the class of customers we have designed these product for, being the target market. When considering the target market, we focused on our customers' objectives, financial situation, and needs within this class of people we believe this product to be suitable.

Here are the documents available for download:




AMO OPAL Products




For archived versions of these TMD documents, please click here