Non-Conforming Loans

If you can answer 'yes' to any of the following questions then maybe you need a 'Non-Conforming' loan:

• Have you had a credit application declined?
• Have your been self-employed for less then two years?
• Do you have a poor credit history?
• Are you having problems meeting the criteria of the banks?
• Are you unable to provide documentation of income?
• Are you a seasonal or contract worker?
• Are you a non-resident?

Purpose

Any worthwhile purpose.

Security Type

Owner Occupied or Investment.

Applicants

PAYG or Self-Employed
Credit Impaired Borrowers
Individuals, Companies or Trusts

Loan Amount

up to $1,500,000 (conditions apply).

LVR

up to 85% of the security value (conditions apply).

Repayments

Interest Only (1-5 years), Principal & Interest

Repayment Method

Monthly repayments via Direct Debt, Telephone Transfer.

Term

up to 30 years.

Benefits

• No annual or monthly fees
• Redraw (conditions apply)
• Telephone Access

Please note: Information that is contained on the web site should be used as a guideline only. You should seek advice from professional financial, legal and real estate specialists before purchasing a property and/or applying for a loan.

Useful Information